Tips for Buying Your First Home

So you think you’re ready to buy your first home? Congratulations! It’s a big step, but one that is immensely rewarding if it’s managed with plenty of thought and planning.

Here at Sabal Homes, a Lowcountry home builder, we work with first-time homebuyers all the time! In fact, we host a free monthly event to help you learn everything you need to know to buy your first home in the Charleston area. The next event will be held June 20 from 6-8 p.m. at The Commons at Grand Oaks Model Home in West Ashley at 117 Larissa Drive. View the Facebook event here to RSVP or share with your friends!

Now, here’s a sneak preview of what you’ll learn:

Be Smart About Costs – Have a budget in mind that keeps your housing costs at no more than 30% of your monthly income. Don’t forget about things like taxes, insurance and home repairs.

Try to Save for a Down Payment – There are numerous financing options our lenders can discuss with you. There are 100% programs available as well as closing cost assistance.

Take an Inventory of Your Needs – Sit down with your family and discuss your “must haves” and “would-like-to-haves” when selecting a floor plan. You may have to compromise on some of your “would-like-to-haves” but at least you’ll be aware of what you’re losing/gaining. Keep in mind that at Sabal Homes, we’re willing to customize a floor plan to suit your needs.

Pick Your Homesite – Do you want to see a pond out your window? The woods? Green space? Consider your views , the proximity of neighbors’ homes, the location within the neighborhood (Will the kids want to ride their bikes to the pool?) and the location of the neighborhood itself (How far is it from work? School?). Consider maintenance-free living!

Select Your Finishes – This is an important step, as this allows you to create a home that fits your family’s personality. Select an overall theme — country, modern, traditional, arts and crafts, etc. – along with a main color palette for each room. Try to fit your choices within these guidelines to help the process move faster and to ensure you end up with the home you envisioned. Finishes include flooring, countertops, appliances, hardware and more.

What kind of questions do you have regarding buying a new Charleston home? Bring them to our event June 20 and we’ll get you some answers! Did we mention if you attend the event and buy between 6/20-7/31/13, you’ll receive a coupon for $1,000 worth of options for your new home purchase in any Sabal Homes community?! See our on-site agent for details.

For more information about Sabal Homes or to view our Charleston communities and move-in ready homes, visit